Displaying 1 - 20 of 319 in total
Lenders report mixed auto originations, delinquencies dip in Q1
Lenders’ auto originations were mixed in the first quarter, though most reported declining delinquencies.Originations reported by major banks include:Ally Financial, u...
Rising costs, EV demand, regulation reshape auto finance landscape
Auto lenders and dealers are navigating mounting pressure in 2026 as inflation, geopolitical conflict and regulatory shifts weigh on profitability and consumer behavio...
Auto lenders balance growth with rising credit, affordability pressures
Auto lenders are working to balance growth against rising credit and affordability pressures as the market adjusts to shifting consumer behavior in 2026. Luxury vehicl...
Iran war, rising fraud further pressure auto industry
Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk man...
Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance
AI adoption is changing how auto finance companies approach efficiency gains and how the industry scales, Sanjiv Yajnik, president of financial services at Capital One...
Iran war spurs economic uncertainty for auto finance industry
The auto finance industry continues to navigate heightened economic uncertainty as the Iran war drives oil prices higher, adding pressure to consumers already facing e...
Rising gas prices, high rates add to affordability woes
Despite a rise in subprime financing share in the fourth quarter of 2025, affordability remains a key focus for auto lenders and dealers as lower-income consumers cont...
Auto lenders eye AI, blockchain liquidity, social media trends
Auto lenders are eyeing AI and other digital technologies amid continued industrywide concerns over affordability pressures.Chase Auto will deploy AI that can fully au...
Drivers underestimate annual car ownership costs with Synchrony’s Keith Mait
Drivers underestimate the cost of owning a vehicle by nearly $4,500 a year, underscoring mounting affordability pressures across the auto market. There is a growing di...
Auto industry adapts to evolving technology, affordability
Auto dealers and lenders are looking to new technologies and ventures to grow operations as the retail auto market faces uncertainty, especially around used vehicles a...
Auto, powersports originations mixed
Auto and powersports financiers mostly reported lower originations and sales for the last quarter as shifting spending patterns by cash-strapped consumers fuel uncerta...
Banks’ auto originations rise in Q4
Banks reported growth in auto originations in the fourth quarter as credit performance was mixed. Auto originations at Ally Financial, Capital One, Chase Auto, U.S. B...
Tricolor collapse, servicing transition sparks industry changes
Gaps in data verification likely contributed to missed double-pledging of assets at Tricolor Auto, prompting changes at rating agencies, Larry Chiavaro, president at h...
Auto lenders, dealers look to tax season for boost
Auto dealers are expecting a strong tax season to spur a sales jolt early this year, but lenders and dealers are split on their full-year outlook amid rising vehicle p...
Affordability, repos, credit performance top concerns into 2026
An uptick in repossessions, continued affordability challenges and weakened credit performance are top of mind for lenders headed into 2026. The shutdown of several l...
Dealers grapple with new registration requirements, ATPs rise
New identification requirements for vehicle registrations in Texas have prompted concerns from dealers and lenders about a potential increase in unregistered or uninsu...
EV sales slow in November, used-vehicle values flat
Electric vehicle sales declined at most major manufacturers in November on the heels of an uptick in EV share of total new-car sales in the third quarter, due in large...
Tricolor’s 10K vehicles could be sold by March
Bankrupt subprime retailer Tricolor’s 10,000 remaining vehicles may be sold by March 2026 if trustee Anne Burns’ motion is approved.Tricolor backup servicer Vervent an...
Flagship sold to investment firm, Prestige halts originations
Last week brought more shakeups in the auto finance industry as lender Flagship Credit Acceptance announced it was finalizing a sale of the company to an investment fi...
Future of CFPB funding questioned
The compliance industry continues to face headwinds as funding for the Consumer Financial Protection Bureau is in jeopardy after the Department of Justice recently rul...