Motorhome auction volume up from April to May

 Listen to this special episode of the “Weekly Wrap” podcast, as Black Book’s Lawrence and National Powersport Auction’s Amata join Auto Finance News Associate Editor ...

Credit access improves, but some borrowers turn to credit builder loans 

While credit access improved in May and vehicle prices were steady, affordability remained a concern, especially for credit-challenged consumers who face multiple form...

Repos up as prices rise, stronger sales cut supply

Amid increased vehicle values, a rise in vehicle repossessions and continued tariff-induced uncertainty, Auto and powersports players are implementing new leadership, ...

Tariff uncertainty continues to define auto, powersports markets

Major players in the auto and powersports industries continue to adapt to the rapidly changing macroeconomic environment teeming with the effects of tariffs and rising...

AI, tariffs, EVs, compliance take center stage at AFS East 2025

Uncertainty defined much of the conversation at Auto Finance Summit East 2025 last week in Nashville, Tenn., with auto lenders highlighting affordability, auto tariffs...

Synchrony’s Medrano, Broward Motorsports’ Reyes talk financing support

Powersports lender Synchrony is working closely with dealerships to align financing options with consumer appetite and sales goals. West Palm Beach, Fla.-based Broward...

Capital One’s Annie Fallows talks AI evolution 

Capital One is looking at ways to expand the use of AI-based agents on the heels of launching its agentic AI-based tool, Chat Concierge, earlier this year.Chat Concier...

Ally Financial, Huntington originations rise in Q1 

First-quarter bank earnings highlighted mixed results as some banks saw an uptick in originations and leasing volume, while credit performance largely improved.  Ally ...

Pre-tariff car prices hold, Q1 earnings kick off

Credit access improved and vehicle prices were steady in March before tariffs took effect, while the first wave of first-quarter earnings point to growth for auto lend...

Weekly Wrap discussion as auto tariffs kick in, industry responds

The auto industry is rapidly responding to tariffs that took effect last week, while subprime lenders continue to navigate risk and credit performance. Shares of the t...

Weekly Wrap discussion on looming auto tariffs

The auto industry is bracing for impact as tariffs on vehicles take effect April 3. Auto stocks slumped on March 26 after confirmation that the tariffs will take effec...

AFN and Experian talk affordability, credit, EVs 

The fourth quarter highlighted still-elevated auto delinquencies, growing lease share and competitive market conditions.  Credit performance worsened in Q4, with 60-da...

Diversification in funding drives originations

Diversification across public and private funding sources is key to driving origination growth for auto lenders as the cost of funds fluctuates and investors look to p...

Weekly Wrap discussion on tariffs, gen AI use

Tariff uncertainty continues to disrupt the auto industry; companies increasingly rely on AI for innovation and efficiency. The auto industry has prepared for an "adju...

Industry eyes stabilized DQs, mixed pricing dynamics

The first half of 2025 is expected to bring stabilizing delinquencies, increased demand for automotive refinance and mixed vehicle price and sales dynamics. Auto loan ...

Exponential Markets' Fortin on 'volatile' EV pricing

Used EV values have fluctuated amid uncertainty over tax credits and potential tariffs. “For the used EV market, if you want to describe it in one word right now, it's...

CFPB halted, Q4 earnings continue

The Department of Government Efficiency, run by Elon Musk, effectively shut down the Consumer Financial Protection Bureau over the weekend, adding to uncertainty regar...

Auto industry eyes tariffs, credit performance

Auto lenders are keeping an eye on loan production, credit performance and vehicle prices as tariffs loom. Subprime lender Credit Acceptance Corp.’s originations ticke...

Weekly Wrap discussion on the 2025 auto finance landscape 

Captive lenders will remain aggressive in the auto space this year after tapping back into auto loans at the close of 2024, when delinquencies cooled. “Delinquency rat...

Wildfires spark deferral offers; funding off to strong 2025

Wildfires impacting large areas of California are contributing to higher auto insurance costs in the state and more deferral offerings from lenders for affected borrow...

A look back at top automotive trends in 2024 

The past year has largely been defined by persistent affordability concerns even as vehicle prices stabilize and interest rates come down, as costs for everyday expens...

Affordability key challenge moving into 2025

Bank pullback in asset-backed lending has spurred growth for lenders that provide floorplan financing for independent dealers, while banks are expected to further tigh...

Used-vehicle prices rise, EV financing share up

The Manheim Used-Vehicle Value Index ticked up 0.2% YoY and 1.3% month over month in November to 205.4.  High car prices have contributed to affordability pressures fo...

Incentives pick up, dealers eye LTV requirements

Affordability, credit performance, leasing and digital innovation have been top of mind for auto lenders in 2024.  Car shoppers saw some relief over the holiday weeken...

Weekly Wrap discussion on nonprime consumers, improvements on affordability 

Near prime and nonprime consumers are seeing some relief from affordability challenges in the automotive industry following rate cuts by the Federal Reserve but remain...

Podcast: Synthetic fraud rises in powersports, auto

Auto originations have picked up industrywide even as average payments remain elevated, while manufacturers are increasing incentives to move inventory.  Originations ...

Podcast: Discussion on automakers' October sales

Sales at most major automakers increased in October, driven in part by an increase in EV sales. Overall sales increased for American Honda, Ford Motor Co., Hyundai Mot...

Podcast: Discussion on Q3 earnings, auto lease ABS issuance

More auto lenders announced year-over-year origination growth last week in their third-quarter earnings reports. Carvana posted a 35.5% YoY increase in originations in...

Podcast: Q3 captive originations are mixed

Q3 bank earnings offer mixed results

Bank earnings last week highlighted mixed results as some institutions saw an uptick in auto originations while others’ portfolios shrank.  Bank of America’s auto orig...