Displaying 241 - 259 of 259 in total
Episode 18: Information Security Questions Every Lender Should Answer
Stiffer regulatory oversight of information protection practices has spurred lenders to reevaluate the way they collect and use personally identifiable consumer data. ...
Episode 17: Chase Exec Outlines the Intersection Between Women, Marketing, and Auto Finance
Successful marketing hinges on knowing what consumers want — and part of that is knowing who your customers are. In this episode of The Roadmap, Auto Finance Excellenc...
Episode 16: How Lenders Can Take Advantage of Mobility as a Service
The carshare and rideshare markets are gaining traction, and financiers must adapt their strategies or risk getting left behind. In this episode of The Roadmap, Auto F...
Episode 15: CU Direct Offers Tips for Origination Growth Despite Looming Economic Downturn
Though credit unions have thrived in the current auto finance market, CU Direct is warning the 1,100 lenders on its platform to remain cautious as near-term macroecono...
Episode 14: Ally Exec Outlines How Lenders Can Navigate the Challenges of Unintentional Bias
Though regulators have relaxed discriminatory lending rules, auto lenders are stepping up diversity education. Ally Financial, for one, is bolstering training efforts ...
Episode 13: Ramping Up Operations With an Eye Toward Acquisition
If there is one lesson Westlake Financial Services has learned since it started purchasing portfolios back in 2011, it’s to be prepared for hiccups along the way. Proa...
Best Practices For Automotive Lending in China
Whether you’re lending in Los Angeles or Shanghai, some auto finance fundamentals stay the same. Chas Roscow is an industry veteran with more than 35 years of experien...
Episode 12: How to Incorporate Diversity and Inclusion Practices in the Workplace
Collaborative corporate strategy, healthy relationships with other businesses, and opportunities that enable colleagues to fully express themselves are just a few of t...
Episode 11: Navigating and Strengthening Lender-Startup Partnerships
Strategic partnerships are at risk of being marred by culture clash, when the turn-on-a-dime mentality of a startup challenges the red-tape decision-making of larger f...
Episode 10: How to Embrace AI to Improve Originations
As auto lenders struggle to integrate artificial intelligence into origination models, powersports lessor MotoLease has fully embraced the technology. In this episode ...
Episode 9: Randolph-Brooks Federal CU Details the Relationship Between Customer Service and Growth
As credit unions continue to seize auto financing marketshare, knowing how they position themselves for success is key to understanding their growth. In this episode o...
Episode 8: What the FTC Says Should Be on the Auto Industry’s Radar
With lingering uncertainty over what will become of the CFPB and unconfirmed appointees to the Federal Trade Commission, lenders’ compliance obligations are in flux. I...
Episode 7: How ABS Credit Enhancements Are Masking Subprime Risk
As multiple subprime auto securitizers come to the market with lower average Fico scores, longer terms, and higher loan-to-value ratios than their previous issuances, ...
Episode 6: How AutoGravity’s New CTO Is Tackling ‘Blocking Points’
From new security features to 3-D images and biometrics, AutoGravity has several technology development projects on its roadmap this year, according to the online auto...
Episode 5: Why Alternative Deal Structures Are Gaining Momentum
Alternative deal structures — in which lenders can offer potential borrowers with multiple finance options in response to a single credit request — are becoming more p...
Episode 4: Cordray Successor Confusion Placed a ‘Cloud’ Over the CFPB
Following the resignation of Consumer Financial Protection Bureau Director Richard Cordray, there has been much confusion surrounding the future of the CFPB and its le...
Episode 3: Managing Success Based on Service, Not Marketshare
Security Service Federal Credit Union attributes its No. 1 rankings in the annual Auto Finance Performance report to managing success by focusing on dealer and member ...
Episode 2: Navigating Subprime Auto Credit Risk
Deep-subprime lending has notably expanded in the nonbank auto space, reaching $38.9 billion outstanding as of June. Additionally, subprime auto defaults reached $1.8 ...
Episode 1: Where’s the End for Depreciating Used-Car Values?
Industry leaders continue to predict where the end of the line will be for declining used-car values, but what can lenders do to prepare in the meantime? In this episo...